In a previous blog, “Gift Giving Hacks”, 4/15/21, we discussed reducing your costs in purchasing gifts for friends and family. Today,...

If you'd like to get even more tips beyond this blog, check out the Facebook page. https://www.facebook.com/groups/831262171066466

Sometimes it seems like it’s never ending with babies and all of the expenses that come with them. Once you’ve survived bringing a new...

Can you guess how much $$ you spend on gifts per year? How many gifts do you purchase outside of your own family and who are you giving them to? Teachers? Neighbors? Friends? Co-workers? There are endless ways to spend your money on gift giving and it’s costing us large sums of money. Let’s delve into ways that we can cut down or even eliminate these costs. Years ago, when I was going over my end of the year spending habits, I discovered that my gift-giving category had the l

Do you have an emergency fund? Why do you even need one? How can you build one if you don't have extra money? Let's go through the 9...

Expenses for babies go far beyond just baby food and formula. Don’t we wish that’s all that we had to spend money on?? Did you know that...

If you have children (or even one child), you know how expensive little ones can be. It’s not only feeding and clothing them, but the...

If you’ve ever been pregnant or are a partner of someone who has, you know how the expensive items specific to being pregnant can easily...

Spending money on clothing is an art form for some. One would say, even a hobby. You may be reading this and love shopping and all that...

Personal care includes all types of things for grooming. Items include manicures, pedicures, massages, make-up (permanent), waxing,...

How can one pay the ridiculous amount needed for college? Are you aware of how much it actually costs? Are you prepared for all that you...

Self-care is a big business in the United States and across the world. The title “self-care” includes all types of things for your personal grooming. For example: manicures, pedicures, massages, haircuts, hair coloring, make-up (permanent), waxing, brows/lashes, and other products. So many ways to drain your bank account. Let’s address one of the items that ends up taking a large chunk of this category. Your hair! If you are female, any hair expense can amount to a large doll

In my previous blog post on 3/25/21, I addressed where to find the best deals on groceries and today we’re tackling generic money saving advice that you can apply to all of your grocery trips. Let’s do this! Take notes so you’re prepared when you head off to the stores. Grocery List. You need to go into your trip with a grocery list. This helps you on many fronts. It gives you direction and focus. So many people wander through the aisles and buy a myriad of impulse purchases

Cutting costs on grocery shopping is what first inspired me to share my tips to others. At the checkout counter I would look at those in line around me and realize that they were just spending unnecessarily without even realizing it. For example, they would be purchasing orange juice, but not the brand that was advertised for sale in the circular. They could be getting the exact same product for .75 cents cheaper, but they weren’t even aware of the sale. So many people shop l

Since technology is such an important and large part of our current lives, I needed to do two blog posts on it. Please check out Stripping Away Technology (part 1), 3/21/21 for the topics of smart phones, computers, and software/apps. As mentioned, technology is a wonderful thing that has changed our lives and the world forever. However, since technology costs (outlay and monthly) can be so high, it is so important if we can help our household cut expenses in this category. I

Technology is a wonderful thing that has changed our lives and the world forever. Some would say that it is making our lives better and others would argue that it’s making our lives worse. With everything considered, I think it may be a little of both. If you’re old enough to remember life without the Internet, Smart Phones, Cable, DVD’s, DVR’s, etc, you know how much things have changed in just the past 20 years. Because we are on the forefront of a lot of groundbreaking tec

Everyone has a yearning to get away from the day to day and explore. Especially now that we’ve been locked down with Covid. It can make almost anyone go stir crazy and we all need to take time to get away. I know that I had a personal trip to Peru planned for my 50th birthday that was cancelled as well as a family cruise. As we start to get out and about, we need to make sure that we’re not overpaying while traveling. The most obvious and simple way to not spend money for tra

For business or pleasure, all of us will probably end up flying somewhere using commercial airlines. As you are well aware, the prices for tickets can be quite extravagant. There are ways that you can try to reduce your costs. Some of the areas are flights, food, and car expenses. The first one is in purchasing your tickets. In the past, people would contact a travel agent or talk to the airline directly to book a flight. However, with the technology of today, we are lucky en

DORMS: Sending your child away to college is one of the most expensive things you can do. I have a Freshman at college and a Senior that is seconds from heading off to school as well. We were concerned about our expenses before, but with adding another student and all of the associated college costs that come along with it, we need to be extra diligent with our finances. Clearly there are many expenses related to going off to college, but today we are going to focus on the co