Do You Have a Mantra?

Having the right mindset is so important to be successful with your financial decisions and goals.

To help keep you on track and focused, you should pick out a positive phrase as a reminder of your financial goals and aspirations. For example, ask yourself, “Is this [fill in purchase here] is better than Bali next year?” or “I only charge items that are $30 or more.”

Find a phrase that is meaningful to you. Consider even printing out a picture to keep in your purse or wallet that you can visually look at when tempted to spend money on items that you WANT versus NEED.