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FINANCE HACKS FOR THE REGULAR PERSON

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Should I Contribute to Retirement or College?

Do you finally have some extra money, but am unsure if you should put money away for your retirement or for you child's college fund? ...

Photography Hacks

Everyone likes to be able to document memories and stages in their lives. This is why so many photography studios are able to have...

Are You Ready to Purchase a Home?

Once you learn all of the acronyms and figure out (somewhat) what options you have, it’s time to figure out if you’re actually ready to...

Holiday and Birthday Hacks

The expenses for holidays and birthdays can be very high. Per www.foxbusiness.com, the average American spends $1,000-$2,000 on holiday...

Breaking Down Home Purchasing Terminology

Before I discuss purchasing a home, I would like to give you an idea of my background with this topic. Over the years, I’ve personally...

Credit Score and How it Effects your Finances

Your credit score, often referred to as a FICO score (Fair Isaac Corporation), is one of the most important aspects in determining your...

21% of People Haven't Saved for Retirement

21% of people haven't saved for retirement. Are you one of those people? What changes are you making today to change that?

Breaking Down Dave Ramsey's Baby Step 3-7

In the last blog, we delved into Dave Ramsey’s Baby Steps 1-2 and I added my personal twist on them that brought me out of debt as well...

Breaking Down Dave Ramsey’s Baby Steps 1-2

So, after reading this blog, I know you’ve been learning and saving wherever you can and have cut down on your expenses leaving more...

Reuse and Recycle for Savings

Reduce, Reuse, and Recycle. The 3-R’s can help the earth and your bottom line. In the blog Reduce and Save on 5/21/21, we talked about...

Reduce and Save

The 3-R’s can help the earth and your bottom line. Reduce, Reuse, and Recycle. By doing some or all of these things, you can make the...

Food Saving Hacks

Think back to the last 30 days. How much food from your home was thrown away? Fruit? Veggies? Leftovers? Per www.foodprint.org,...

How to Pay off Your Credit Cards Every Month

Are you drowning in credit card debt? Take a journey with Pamela Ferguson and walk through tips to pay off your credit cards every month....

Hack Your Own Skills

There are always exceptions, but most of the time, it is cheaper to make something rather than purchase it. In addition to items that...

Laundry Hacks--AKA the REAL Never-Ending Story

A never-ending task that seems to stand the test of time is that dreaded laundry. Some of us wonder if it’s possible to ever get caught...

Finance Hacks Around the House

Saving hacks are super important around your home. So many simple ways to reduce costs and help you earn money for your family. They are...

Miscellaneous Savings for Kids

Since kids are so expensive to raise from birth to age 18, it’s important that we look for ways to cut costs in every aspect related to...

Do You Have Enough Money to Miss a Paycheck?

Do you feel that you just can't get ahead and are always going from paycheck to paycheck? Whose fault is this? Yours? The economy? The...

Hacks for Going Out on the Town

Going out to restaurants is not the only way that we spend money while out on the town. Just as popular, you’ll find people out at...

Restaurant Hacks

Even though going out for a meal can seem relaxing since you don’t have to cook or clean up, it is costly. The convenience is nice, but...

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