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Should I Contribute to Retirement or College?
Do you finally have some extra money, but am unsure if you should put money away for your retirement or for you child's college fund? ...
Pamela Ferguson
Jun 11, 20211 min read


Photography Hacks
Everyone likes to be able to document memories and stages in their lives. This is why so many photography studios are able to have...
Pamela Ferguson
Jun 9, 20216 min read


Are You Ready to Purchase a Home?
Once you learn all of the acronyms and figure out (somewhat) what options you have, it’s time to figure out if you’re actually ready to...
Pamela Ferguson
Jun 7, 20218 min read


Holiday and Birthday Hacks
The expenses for holidays and birthdays can be very high. Per www.foxbusiness.com, the average American spends $1,000-$2,000 on holiday...
Pamela Ferguson
Jun 5, 20217 min read


Breaking Down Home Purchasing Terminology
Before I discuss purchasing a home, I would like to give you an idea of my background with this topic. Over the years, I’ve personally...
Pamela Ferguson
Jun 3, 20217 min read


Credit Score and How it Effects your Finances
Your credit score, often referred to as a FICO score (Fair Isaac Corporation), is one of the most important aspects in determining your...
Pamela Ferguson
Jun 1, 20215 min read


21% of People Haven't Saved for Retirement
21% of people haven't saved for retirement. Are you one of those people? What changes are you making today to change that?
Pamela Ferguson
May 29, 20211 min read


Breaking Down Dave Ramsey's Baby Step 3-7
In the last blog, we delved into Dave Ramsey’s Baby Steps 1-2 and I added my personal twist on them that brought me out of debt as well...
Pamela Ferguson
May 27, 20218 min read


Breaking Down Dave Ramsey’s Baby Steps 1-2
So, after reading this blog, I know you’ve been learning and saving wherever you can and have cut down on your expenses leaving more...
Pamela Ferguson
May 25, 20217 min read


Reuse and Recycle for Savings
Reduce, Reuse, and Recycle. The 3-R’s can help the earth and your bottom line. In the blog Reduce and Save on 5/21/21, we talked about...
Pamela Ferguson
May 23, 20218 min read


Reduce and Save
The 3-R’s can help the earth and your bottom line. Reduce, Reuse, and Recycle. By doing some or all of these things, you can make the...
Pamela Ferguson
May 21, 20217 min read


Food Saving Hacks
Think back to the last 30 days. How much food from your home was thrown away? Fruit? Veggies? Leftovers? Per www.foodprint.org,...
Pamela Ferguson
May 19, 20216 min read


How to Pay off Your Credit Cards Every Month
Are you drowning in credit card debt? Take a journey with Pamela Ferguson and walk through tips to pay off your credit cards every month....
Pamela Ferguson
May 16, 20211 min read


Hack Your Own Skills
There are always exceptions, but most of the time, it is cheaper to make something rather than purchase it. In addition to items that...
Pamela Ferguson
May 14, 20216 min read


Laundry Hacks--AKA the REAL Never-Ending Story
A never-ending task that seems to stand the test of time is that dreaded laundry. Some of us wonder if it’s possible to ever get caught...
Pamela Ferguson
May 12, 20217 min read


Finance Hacks Around the House
Saving hacks are super important around your home. So many simple ways to reduce costs and help you earn money for your family. They are...
Pamela Ferguson
May 9, 20216 min read


Miscellaneous Savings for Kids
Since kids are so expensive to raise from birth to age 18, it’s important that we look for ways to cut costs in every aspect related to...
Pamela Ferguson
May 7, 20215 min read


Do You Have Enough Money to Miss a Paycheck?
Do you feel that you just can't get ahead and are always going from paycheck to paycheck? Whose fault is this? Yours? The economy? The...
Pamela Ferguson
May 4, 20211 min read


Hacks for Going Out on the Town
Going out to restaurants is not the only way that we spend money while out on the town. Just as popular, you’ll find people out at...
Pamela Ferguson
May 2, 20217 min read


Restaurant Hacks
Even though going out for a meal can seem relaxing since you don’t have to cook or clean up, it is costly. The convenience is nice, but...
Pamela Ferguson
Apr 30, 20219 min read
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