Maybe it’s due to lack of knowledge, economic inflation, or keeping up with the Jones’, but people today struggle with finances more than...

Do you struggle with having the burden of student loans? Do they seem overwhelming like you'll never get out from under them? The first...

When you scroll through social media, you see countless articles (not unlike this one) talking about all of the classes that you wish...

It’s rare that you’ll find someone who doesn’t have a credit card. There are some Dave Ramsey devotees that swear by this tactic, but I...

Are you at the point where you want to consider paying off your mortgage? Does it seem overwhelming in that the balance amount is more...

Do you think the American Dream still exists? Well, not unless you inherit a bunch of money from your family, right? Do you believe that...

Emergency Funds aren't just for adults. It's never too early to teach your kids about finance and have them use it in a practical way....

One of the best ways to cut back on your costs is to plan ahead. You should be prepared for any purchase, big and small. I am talking...

Having children gives you so many opportunities to teach them about money and finances. They are seeing you make decisions on items in...

In the previous blog on 7/2/21, Being Smart with Your Money and Those of Others (https://realpamelaferguson.wixsite.com/website/post/bein...

There are 16 habits that the wealthy practice on a daily basis. Are you doing these things?

Now that you’re working on simple and impacting ways to affect your bottom line for your family, it’s time to pass that information on to...

The cost for a membership at a club or gym can be up to hundreds of dollars per month, especially if you have your whole family there....

In the blog Saving Money on Utilities-Getting Started, 6/25/21, we started talking about ways to earn money for your family on utilities....

Utilities can be a large expense relating to your home. If you live in a climate that is exceptionally cold in the winter or quite hot...

You have some extra money, so now what? What do you do with the extra money? Should you pay off your mortgage? Let's look at pros and...

If you are ready to do some renovations to your house, look in your own backyard before calling in the reinforcements. You can save...

We talk about the BIG things that you should do for your finances, but I believe that it really comes down to the small things that you...

Due to the economy being on a current downturn, many families have had to tap into their emergency funds for everyday living expenses....

Credit Card Debt Per www.valuepenguin.com, the average amount of credit card debt is $6,270 with most interest rates ranging from 15-29%....